What is the minimum spend/purchase limit for each payment method?

The minimum spend and/or purchase limit [based on the total checkout value (after deduction of discount voucher, if any) instead of a single order/item value)] for each payment methods are as follows:

1)Online Banking via FPX
• Minimum spend is RM2 while the maximum purchase limit is RM250,000.

2) Corporate Online Banking via FPX [only applicable to SMB Portal]
• Minimum spend is RM2 while the maximum purchase limit is RM1,000,000.

3) Credit Card (Visa, Mastercard)
• Depends on the credit card's minimum spend requirement (if any) and credit limit.

4) Bank 0% Interest Instalments (6, 12, 24, 36 months)
• The minimum spend is detailed in the table below while the maximum purchase limit depend on customer's credit card limit.

Bank 0% Interest Instalments

Participating Banks

Minimum Purchase Limit (RM)

6 Months

12 Months

24 Months

36 Months

Maybank

RM500

RM1,000

N/A

N/A

HSBC

RM500

RM1,000

RM2,000

N/A

Public Bank

RM500

RM500

RM500

RM500

Hong Leong Bank

RM500

RM1,000

N/A

N/A

Standard Chartered Bank

RM800

RM800

N/A

N/A

Affin Bank

RM500

RM1,000

RM1,000

N/A

Ambank

RM500

RM1,000

RM1,500

RM2,000

CIMB

RM600

RM1,200

N/A

N/A

RHB

RM500

RM1,000

RM1,000

RM1,000

5) Buy Now Pay Later (BNPL) payment

Buy Now Pay Later (BNPL) payment

Participating
Buy Now Pay Later (BNPL)

Minimum Purchase Limit

Maximum Purchase Limit

Grab Paylater (Instalment)

RM1

RM5,000

Grab Paylater (Postpaid)

RM1

RM1,000

BNPL Atome

RM25

RM5,000

6) eWallet payment (subject to different tier of each eWallet)

eWallet payment powered by iPay88

Participating eWallet

Minimum Purchase Limit

Minimum Purchase Limit

GrabPay

RM1

up to RM1,500*

Boost Wallet

RM1

up to RM4,999*

TNGWalletOnline

RM1

up to RM25,000*

MAE by Maybank2u

RM1

up to RM4,999*

ShopeePay

RM1

up to RM4,999*

Setel eWallet

RM1

up to RM5,000*

7) Samsung Finance (Powered by Chailease)
• You can opt for a repayment instalment plan of 12 months up-to 48 months.
• Student applicants can have repayment instalment plan up to 36 months.
• Subject to approval from Chailease Berjaya Credit Sdn. Bhd. (“Chailease”)
• Visit Samsung Finance page for more information

Is this content helpful?

Thank you. Glad we were able to help. Your feedback helps us provide better support.