Features

Meet the Galaxy S24 FE with Galaxy AI, where every photo sparks endless creativity. Immerse yourself in the full Galaxy AI experience and unlock countless ways to explore your imagination. Snap it, circle it, tap it – discover why it's totally worth it.

*Samsung account login and internet/network connection may be required for certain Samsung AI features.
*Samsung does not make any promises, assurances or guarantees as to the accuracy, completeness or reliability of the output provided by AI features.
*Images simulated. Sequences shortened. Actual UI may be different.
*Availability of Galaxy AI features may vary depending on the region/country, OS/One UI version, device model, and phone carrier. Some function availability may vary by device model.
*Galaxy AI service may be limited for minors in certain regions with age restrictions over AI usage.
*Galaxy AI features will be provided for free until the end of 2025 on supported Samsung Galaxy devices. Different terms may apply for AI features provided by third parties.

The new Galaxy S24 FE

Resize it, retouch it with Photo Assist

 

 

Choose your colour and make it yours

 

 

Stunning low-light portraits with Galaxy's ProVisual Engine

  

  

Realistic gaming experience

 

 

*Actual UI may be different.
*Generative Edit feature for Photo Assist requires a network connection and Samsung Account login. Editing with Generative Edit may result in a resized photo up to 12MP. A visible watermark is overlaid on the image output upon saving in order to indicate that the image is generated by AI. The accuracy and reliability of the generated output is not guaranteed.
*Colour availability may vary depending on country/region or carrier.
*Results may vary depending on light condition and/or shooting conditions including multiple subjects, being out of focus or moving subjects.
*Image simulated for illustrative purpose.

Choose your colour and make it yours

Discover the Galaxy S24 FE in stylish colours, with a slimmer bezel display. The rounded form ensures a comfortable grip, while the clean, flat design enhances your viewing pleasure.

*Compared to Galaxy S23 FE.
*Colour availability may vary depending on country/region or carrier.
*Disclaimer: Grey is currently only available as online-exclusive through Samsung.com/nz

Colourfully crafted for you

Explore the Galaxy S24 FE that matches your style, featuring a sleek, modern design and vibrant colours.

 

Blue

 

 

Black

 

 

Mint

 

 

Built for durability

With Corning® Gorilla® Glass Victus®+ shielding the front and back, the phone is built to last. Plus, it comes with an IP68 rating for dust and water resistance.

Learn more
*Samsung Care+ is administered by The Warranty Group Australasia Pty Ltd. (CN 920655) and underwritten by Virginia Surety Company, Inc.(CN 920655), trading as Assurant. An excess is payable for each claim made under Samsung Care+ and must be paid before a claim is settled. Exclusions apply. See https://117.p.syniva.es/nz/offer/samsung-care-plus/ for more information. *Image simulated for illustrative purposes.
*Back glass does not include camera glass. Frame does not include volume and side keys or SIM tray.
*Galaxy S24 FE is rated as IP68. Based on lab test conditions for submersion in up to 1.5 meters of freshwater for up to 30 minutes. Not advised for beach or pool use. Water and dust resistance of device is not permanent and may diminish over time because of normal wear and tear.
*IP68 certified dust and water resistance based on lab test conditions. Water resistant up to 1.5m for up to 30 mins. Not suitable for high-pressure water activities and diving. Dust and water resistance is not a permanent condition and can diminish over time. Accuracy of results not guaranteed and may vary in real world environment. Exposure or prolong exposure to high pressure and other real world environmental elements may affect availability of some features and functions. Rinse thoroughly in fresh water after exposure to salt, sugar, chlorinated water, or liquid containing salt or sugar.

Resize it, retouch it with Photo Assist

Use Photo Assist to easily resize, move, and remove unwanted objects in your photos. Transform everyday images into stunning works of art with our AI-powered editing tool.

A woman holds a flower above her head. After clicking the Generate button, the tool resizes the flower and fills in the background, creating a final photo with the larger flower. A woman holds a flower above her head. After clicking the Generate button, the tool resizes the flower and fills in the background, creating a final photo with the larger flower.
A woman holds a flower above her head. After clicking the Generate button, the tool resizes the flower and fills in the background, creating a final photo with the larger flower. A woman holds a flower above her head. After clicking the Generate button, the tool resizes the flower and fills in the background, creating a final photo with the larger flower.
A woman sits cross-legged on grass, meditating. After clicking the Generate button, the tool moves her higher in the frame and fills in the background, creating a final photo with her in a raised position. A woman sits cross-legged on grass, meditating. After clicking the Generate button, the tool moves her higher in the frame and fills in the background, creating a final photo with her in a raised position.
A woman sits cross-legged on grass, meditating. After clicking the Generate button, the tool moves her higher in the frame and fills in the background, creating a final photo with her in a raised position. A woman sits cross-legged on grass, meditating. After clicking the Generate button, the tool moves her higher in the frame and fills in the background, creating a final photo with her in a raised position.
  • *Actual UI may be different.
    *Generative Edit feature for Photo Assist requires a network connection and Samsung Account login. Editing with Generative Edit may result in a resized photo up to 12MP. A visible watermark is overlaid on the image output upon saving in order to indicate that the image is generated by AI. The accuracy and reliability of the generated output is not guaranteed.
  • *Actual UI may be different.
    *Generative Edit feature for Photo Assist requires a network connection and Samsung Account login. Editing with Generative Edit may result in a resized photo up to 12MP. A visible watermark is overlaid on the image output upon saving in order to indicate that the image is generated by AI. The accuracy and reliability of the generated output is not guaranteed.

Imagine it. Sketch it. See it with Sketch to Image

Draw from scratch or on any photo. Use AI to transform that sketch into an image.

*Sketch to Image feature requires a network connection and Samsung Account login. Editing with Sketch to Image may result in a resized photo up to 12MP. A visible watermark is overlaid on the image output upon saving in order to indicate that the image is generated by AI. The accuracy and reliability of the generated output is not guaranteed.

Dive into the world of AI

Circle to Search

Search effortlessly with a simple circle gesture on your phone. Instantly find what you need, whether it's text or images.

*Sequences shortened and simulated. Results for illustrative purposes only. Results may vary depending on visual matches. Requires internet connection. Users may need to update Android to the latest version. Product functionality may be dependent on your app and device settings. Some functions may not be compatible with certain apps. Availability of the service varies by country and language. Accuracy of results is not guaranteed.

Live Translate

Get real-time voice translation on various apps when you make a call.

*Live Translate feature requires network connection to receive call messages. It can translate without network connection once the call messages are received by the device. Samsung Account login required. Live Translate feature is only available on pre-installed Samsung Phone apps and some third-party apps. Service availability may vary by language or region. Certain languages may require language pack download. Accuracy of results is not guaranteed.

Interpreter

Lost in translation? Galaxy S24 FE is your passport to communication - working as your personal interpreter.

*Translate feature for Interpreter requires Samsung Account login. Certain languages may require language pack download. Service availability may vary by language. Accuracy of results is not guaranteed. Availability and supported features may vary by country, region or carrier. Availability of supported languages may vary.

Browsing Assist

 

Found a website that you need to understand quickly? AI summarises entire websites instantly.

*Image simulated for illustrative purposes.
*Summary feature for Browsing Assist requires a network connection and Samsung Account login. Service availability may vary by language. Service may have limited functionality or unavailable on certain paid websites. Character limit applies. Accuracy of results is not guaranteed.

Meet the most powerful camera ever in the Galaxy FE series

The ProVisual Engine is a comprehensive suite of AI-powered tools that enhances photos and videos with sharp details and rich textures, expanding the possibilities beyond just snapping a picture.

*Compared to previous Galaxy FE series
*Results may vary depending on light conditions and/or shooting conditions including multiple subjects being out of focus or moving subjects. Accuracy of results is not guaranteed.

Stunning low-light portraits with Galaxy's ProVisual Engine

Bring out vivid moments in dark settings. The AI-powered camera ensures your subject stays bright and clear even in low-light.

*Results may vary depending on light condition and/or shooting conditions including multiple subjects, being out of focus or moving subjects.

Get clear shots from afar with Optical Quality Zoom

Capture detailed shots from afar effortlessly. Powered by advanced NPU and GPU, Optical Quality Zoom allows you to capture detailed close-ups without compromising quality. Bring your distant subjects into clear view with ease.

*Image simulated for illustrative purposes. Actual UI may be different.
*Optical Quality Zoom is enabled by the Adaptive Pixel sensor.
*Optical Quality Zoom is applied to distances between digital zoom lengths. Accuracy of results is not guaranteed.
*Results may vary depending on light condition and/or shooting conditions including multiple subjects, being out of focus or moving subjects.

Light up your photos with Super HDR

Capture stunning photos with Super HDR, enhancing colours and scenes. Enjoy enriched colour expression and share your best shots directly to your social media, with Super HDR making bright areas even brighter.

*Some social media apps may not support Super HDR. Accuracy not guaranteed.

Create cinematic moments with Instant Slow-mo

Turn any video into slow-motion with Instant Slow-mo, even those not originally shot that way in your gallery or downloads. Simply touch and hold to apply the effect instantly, then share or save the clip with ease.

The video slows down as the tennis ball is hit. A circle at the bottom indicates where the Instant Slow-mo effect is applied when the phone is touched. Text reads Captured by Galaxy S24 FE #withGalaxy The video slows down as the tennis ball is hit. A circle at the bottom indicates where the Instant Slow-mo effect is applied when the phone is touched. Text reads Captured by Galaxy S24 FE #withGalaxy
*Instant Slow-mo feature for Photo Assist is available on Samsung Video Player and Samsung Gallery. May not be available on certain video file types. Accuracy of results not guaranteed.
*This video has been retouched for colour correction. Actual UI may be different.

Selfies become art with Portrait Studio

Let AI ignite your imagination with Portrait Studio. Self-portraits instantly turn into incredible works of art.

*Portrait Studio feature for Photo Assist requires a network connection and Samsung Account login. Editing with Portrait Studio results in a resized photo up to 9MP. A visible watermark is overlaid on the image output upon saving in order to indicate that the image is generated by AI. The accuracy and reliability of the generated output is not guaranteed.

Realistic gaming experience

Meet the Galaxy S24 FE, now with the enhanced AP performance for smoother multitasking. Enjoy the cutting-edge Samsung Exynos 2400e for an incredibly captivating and realistic gaming experience.

*Compared to Galaxy S23 FE.
*Image simulated for illustrative purposes.
*Galaxy S24 FE features the Samsung Exynos 2400e. Additional specifications are located at the bottom of this page.
*Actual UI/UX may differ depending on game or service, and may vary depending on internet environment. Internet connection, additional gaming service subscriptions, and third party apps may be required. Content services are subject to change without notice.

Dive into an immersive viewing experience

Immerse yourself in captivating content with the enhanced Dynamic AMOLED 2X display, now brighter and more colourful than ever. Enjoy a larger screen and slimmer bezels, elevating your viewing experience to the next level.

*Compared to Galaxy S23 FE.
*Image simulated for illustrative purposes.
*Galaxy S24 FE has a peak brightness of 1900 nits. The display is adaptive, automatically adjusting brightness level based on the environment. In areas of 5000 lux or higher, High Brightness Mode and Vision Booster will be activated.
*Galaxy S24 FE features a slimmer 1.99mm bezel on the left and right sides compared to the S23 FE's 2.44mm bezel, providing a larger screen experience.

Epic, all-day battery

Enjoy extended use, powered by a larger 4,700mAh typical battery.

*Compared to Galaxy S23 FE.
*Image simulated for illustrative purposes. Actual UI may be different.
*Typical value tested under third-party laboratory condition. Typical value is the estimated average value considering the deviation in battery capacity among the battery samples tested under IEC 61960 standard. Rated capacity is 4,565mAh for Galaxy S24 FE. Actual battery life may vary depending on network environment, usage patterns and other factors.
*Actual battery life varies by network environment, features and apps used, frequency of calls and messages, the number of times charged, and many other factors Estimated against the average usage profile compiled by UX Connect Research Independently assessed by UX Connect Research between 2024 08 05 2024 08 13 in UK with pre release versions of SM S 721 under default setting using LTE and 5 G Sub 6 networks NOT tested under 5 G mmWave Network.

Why Switch to Galaxy?

A Smartphone displaying a data transfer process.

Smart Switch

Easily transfer data to your S24 FE from different devices.

Learn more
A Smartphone displaying a photo transfer process to a tablet. The screen shows an image of a scenic view being shared between the devices.

Quick Share

Sharing files is a breeze with Quick Share. It's fast, easy and secure.

Learn more
A Galaxy S24 FE displays Samsung Knox logo onscreen.

Your privacy. Secured.

In Privacy and Security, quickly see which apps are accessing your information, then customise your settings. Plus, with Advanced Intelligence features, you can process data for AI services from your Galaxy device or on the cloud.

Learn more
*Actual UI may be different. Image simulated for illustrative purposes. For more information on Smart Switch and Quick Share, visit their feature service landing pages on Samsung.com.
*Galaxy Tab S9 sold separately.

Switch to Galaxy

Switch to Galaxy, It's easy. Elevate your experience with features exclusive to Galaxy users.

Learn more

Try Galaxy on your phone

Try Galaxy is a web app that lets users enjoy an easy, intuitive, and customisable experience, even without owning a Galaxy phone. Simply scan the QR code to download the app and start exploring.

Go to trygalaxy.com

Frequently Asked Questions

Galaxy S24 FE vs. Galaxy S23 FE - what's different?

The main difference is that the Galaxy S24 FE has a larger 6.7-inch Dynamic AMOLED 2x display with a peak brightness of 1900 nits and slimmer 1.99mm bezel, versus the 6.4-inch display with a 1450 peak brightness and 2.44mm bezel of the Galaxy S23 FE. It also features enhanced performance with the upgraded Samsung Exynos 2400e processor. In terms of battery life, the Galaxy S24 FE is powered by a 4,700mAh battery versus a 4,500mAh battery in the Galaxy S23 FE.

*Galaxy S24 FE features the Samsung Exynos 2400e.
*Compared to Galaxy S23 FE.
*Galaxy S24 FE has a peak brightness of 1900 nits. The display is adaptive, automatically adjusting brightness level based on the environment. In areas of 5000 lux or higher, High Brightness Mode and Vision Booster will be activated.
*Galaxy S24 FE features a slimmer 1.99mm bezel on the left and right sides compared to the S23 FE's 2.44mm bezel, providing a larger screen experience.
*Typical value tested under third-party laboratory condition. Typical value is the estimated average value considering the deviation in battery capacity among the battery samples tested under IEC 61960 standard. Rated capacity is 4,565mAh for Galaxy S24 FE. Actual battery life may vary depending on network environment, usage patterns and other factors.
How good are the Galaxy S24 FE cameras?

Galaxy S24 FE features our most powerful cameras within the Galaxy FE series, bringing the best in each shot with our ProVisual Engine — a collection of AI-assisted tools designed to elevate your photos. Capture breathtaking night views via Night Portrait, letting the bright lights shine even in the dark. Use 3x Optical Zoom to catch the details from afar and 2x Optical Quality Zoom for full clarity. Enrich your world with colour through Super HDR. Switch up the pace of your videos with Instant Slow-mo or snap a selfie with the 10MP Selfie Camera and reimagine it through Portrait Studio.

*Results may vary depending on light condition and/or shooting conditions including multiple subjects, being out of focus or moving subjects.
*Optical Quality Zoom is enabled by the Adaptive Pixel sensor and is applied to distances between digital zoom lengths. Accuracy of results is not guaranteed.
*Some social media apps may not support Super HDR.
*Instant Slow-mo feature for Photo Assist is available on Samsung Video Player and Samsung Gallery. May not be available on certain video file types. Accuracy of results not guaranteed.
*Portrait Studio feature for Photo Assist requires a network connection and Samsung Account login. Editing with Portrait Studio results in a resized photo up to 9MP. A visible watermark is overlaid on the image output upon saving in order to indicate that the image is generated by AI. The accuracy and reliability of the generated output is not guaranteed.
What AI features does the Galaxy S24 FE have?

Galaxy S24 FE supports powerful AI features—from Circle to Search and Browsing Assist to Live Translate, Interpreter and more. Find what you’re looking for in a flash with Circle to Search. Need to comprehend a large amount of information quickly? Have it summarised in a snap and translated via Browsing Assist. Take translation to the next level with real-time translations provided by Live Translate. Understand the world in a whole new way with instant interpretations from Interpreter.

*Circle to Search results may vary based on visual matches. Requires internet connection. May need to update Android to latest version. Product functionality may depend on app and device settings. Some functions may not be compatible with certain apps.
*Summary for Browsing Assist requires network connection and Samsung Account login. Service may be limited or unavailable on certain paid websites. Character limit applies.
*Network connection required to receive call messages for Live Translate. Samsung Account login required. Live Translate is only available on pre-installed Samsung Phone apps and some third-party apps.
*Translate for Interpreter requires Samsung Account login.
*Accuracy of results is not guaranteed. Services and features may vary by language, country, region or carrier. Availability of supported languages may vary. Certain languages may require language pack download.
What colours does Galaxy S24 FE come in?

Galaxy S24 FE comes in Blue, Black, Grey and Mint.

*Colour availability may vary depending on country/region or carrier.
Why should I switch to Galaxy S24 FE?

Galaxy S24 FE is a new Samsung Galaxy smartphone that offers advanced AI capabilities and better performance for everyday use as compared to Galaxy S23 FE, with seamless features such as instant sharing via Quick Share and data protection with Samsung Knox. Switching from your old phone to Galaxy S24 FE is a fast and easy process. You can transfer your data, settings and files in a matter of minutes through Samsung Smart Switch.

*For more information on Smart Switch and Quick Share, visit their feature service landing pages on Samsung.com.

Specifications

  • Processor

    3.1GHz, 2.9GHz, 2.6GHz, 1.95GHz

  • Weight (g)

    213

  • CPU Speed

    3.1GHz, 2.9GHz, 2.6GHz, 1.95GHz

  • CPU Type

    Deca-Core

  • CPU Name

    Samsung Exynos 2400e

  • Size (Main_Display)

    170.1mm (6.7" full rectangle) / 165.5mm (6.5" rounded corners)

  • Resolution (Main Display)

    1080 x 2340 (FHD+)

  • Technology (Main Display)

    Dynamic AMOLED 2X

  • Colour Depth (Main Display)

    16M

  • Max Refresh Rate (Main Display)

    120 Hz

  • Rear Camera - Resolution (Multiple)

    50.0 MP + 12.0 MP + 8.0 MP

  • Rear Camera - F Number (Multiple)

    F1.8 , F2.2 , F2.4

  • Rear Camera - Auto Focus

    Yes

  • Rear Camera - OIS

    Yes

  • Rear Camera - Zoom

    Optical Zoom 3x, Optical quality Zoom 2x (Enabled by Adaptive Pixel sensor) , Digital Zoom up to 30x

  • Front Camera - Resolution

    10.0 MP

  • Front Camera - F Number

    F2.4

  • Front Camera - Auto Focus

    No

  • Rear Camera - Flash

    Yes

  • Video Recording Resolution

    UHD 8K (7680 x 4320)@30fps

  • Slow Motion

    240fps @FHD, 120fps @FHD, 120fps @UHD

  • Memory_(GB)

    8

  • Storage (GB)

    128

  • Available Storage (GB)

    104.5

  • Number of SIM

    Dual-SIM

  • SIM size

    Nano-SIM (4FF), e-SIM

  • SIM Slot Type

    SIM 1 + SIM 2 / SIM 1 + eSIM / Dual eSIM

  • Infra

    2G GSM, 3G WCDMA, 4G LTE FDD, 4G LTE TDD, 5G Sub6 FDD, 5G Sub6 TDD

  • 2G GSM

    GSM850, GSM900, DCS1800, PCS1900

  • 3G UMTS

    B1(2100), B2(1900), B4(AWS), B5(850), B8(900)

  • 4G FDD LTE

    B1(2100), B2(1900), B3(1800), B4(AWS), B5(850), B7(2600), B8(900), B12(700), B13(700), B17(700), B18(800), B19(800), B20(800), B25(1900), B26(850), B28(700), B66(AWS-3)

  • 4G TDD LTE

    B38(2600), B40(2300), B41(2500)

  • 5G FDD Sub6

    N1(2100), N2(1900), N3(1800), N5(850), N7(2600), N8(900), N12(700), N20(800), N25(1900), N26(850), N28(700), N66(AWS-3)

  • 5G TDD Sub6

    N38(2600), N40(2300), N41(2500), N77(3700), N78(3500)

  • USB Interface

    USB Type-C

  • USB Version

    USB 3.2 Gen 1

  • Location Technology

    GPS, Glonass, Beidou, Galileo, NavIC, QZSS

  • Earjack

    USB Type-C

  • MHL

    No

  • Wi-Fi

    802.11a/b/g/n/ac/ax 2.4GHz+5GHz+6GHz, HE160, MIMO, 1024-QAM

  • Wi-Fi Direct

    Yes

  • Bluetooth Version

    Bluetooth v5.3

  • NFC

    Yes

  • PC Sync.

    Smart Switch (PC version)

  • Android

  • Form Factor

    Touchscreen Bar

  • Accelerometer, Barometer, Fingerprint Sensor, Gyro Sensor, Geomagnetic Sensor, Hall Sensor, Light Sensor, Virtual Proximity Sensing

  • Dimension (HxWxD, mm)

    162.0 x 77.3 x 8.0

  • Weight (g)

    213

  • Internet Usage Time(LTE) (Hours)

    Up to 21

  • Internet Usage Time(Wi-Fi) (Hours)

    Up to 21

  • Video Playback Time (Hours, Wireless)

    Up to 28

  • Battery Capacity (mAh, Typical)

    4700

  • Removable

    No

  • Audio Playback Time (Hours, Wireless)

    Up to 81

  • Stereo Support

    Yes

  • Video Playing Format

    MP4, M4V, 3GP, 3G2, AVI, FLV, MKV, WEBM

  • Video Playing Resolution

    UHD 8K (7680 x 4320)@60fps

  • Audio Playing Format

    MP3, M4A, 3GA, AAC, OGG, OGA, WAV, AMR, AWB, FLAC, MID, MIDI, XMF, MXMF, IMY, RTTTL, RTX, OTA, DFF, DSF, APE

  • Gear Support

    Galaxy Ring, Galaxy Buds3 Pro, Galaxy Buds2 Pro, Galaxy Buds Pro, Galaxy Buds Live, Galaxy Buds+, Galaxy Buds3, Galaxy Buds2, Galaxy Buds, Galaxy Buds FE, Galaxy Fit3, Galaxy Fit2, Galaxy Fit e, Galaxy Fit, Galaxy Watch FE, Galaxy Watch Ultra, Galaxy Watch7, Galaxy Watch6, Galaxy Watch5, Galaxy Watch4, Galaxy Watch3, Galaxy Watch, Galaxy Watch Active2, Galaxy Watch Active

  • Samsung DeX Support

    Yes

  • Bluetooth® Hearing Aid Support

    Android Audio Streaming for Hearing Aid(ASHA)

  • SmartThings Support

    Yes

  • Mobile TV

    No

  • Security Update Period (Valid until)

    31 October 2031

SAR Information

FAQs

Product support

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* Battery : Actual battery life varies by network environment, features and apps used, frequency of calls and messages, number of times charged, and many other factors.

* Network : The bandwidths supported by the device may vary depending on the region or service provider.

* User Available Memory : User memory is less than the total memory due to storage of the operating system and software used to operate the device features. Actual user memory will vary depending on the operator and may change after software upgrades are performed.

*Approved applicants only. Figures indicated include a $55 new customer advance fee however, if you are an existing Q Card or Q Mastercard holder who has used a Long-Term Finance plan before your indicative payments will be less as there is only a $35 advance fee. Fees, terms, conditions & minimum finance amount applies - $50 annual Account Fee is in addition to indicative payments (a fee of $25 applied to your Account on opening and every 6 months thereafter). Annual Account Fee must be paid in full within 55 days or it will attract interest. Minimum monthly repayment required. Interest at the Standard Interest Rate is payable on outstanding balances after the expiry of any Start-up Interest Period. The indicative repayments are only an estimate and figures should be used as an indication only. They do not represent either a quote or pre-qualification or approval. To take advantage of the Start-up Interest Free Period, the indicative monthly repayments stated would need to be made by the due date for each statement period. Therefore, you repay the purchase amount on your Q Mastercard or Q Card (as applicable) in full within the Start-up Interest Period. In this instance, the indicative monthly repayment is the finance amount divided by the Start-up Interest Period. The indicative repayments assume there are no additional purchases, cash withdrawals, fees or charges are incurred. If there is a Payment holiday in addition to the Start-up Interest Period, you will be required to make the minimum monthly payments upon expiry of such Payment Holiday.

**12/24/36/48/60 Months Interest Free - Available on Long Term Finance (LTF) for online only. Min Spend $200/$800/$1,000 (for 36 or 48 months) /1,200 (60 months) respectively. Lending criteria, $50 annual Account Fee, fees, T&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Other interest rates and fees may apply, please visit www.qcard.co.nz↗ for further details. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these T&Cs at any time without notice.